Notifications
View AllNotifications
View All
Personal Loan is unsecured loan advanced on the basis of your credit history and ability to re-pay the same from your personal income. It is also called as consumer loan. It is a multi-purpose loan which you can borrow to meet your immediate needs like medical expenses, wedding, training, dream vacation, shopping, home redesign etc.
The benefits of personal loan is that it does not require any security or collateral, Less documentation, Quick loan disbursement.
Our associates provide you the best services. Experience hassle free paperwork, faster processing and faster loan disbursal.
Features of SS Finance Personal Loan
Apply for a collateral-free ₹30 Lakh Personal Loan from Poonawalla Fincorp at competitive interest rates, with flexible repayment terms and minimal documentation. In addition to this, we provide a hassle-free online application facility, allowing you to apply for a ₹30 Lakh loan from the comfort of your home. Apply now!
Eligibility Criteria for Personal Loan
| Factor | Personal Loan Requirements |
| Age | Applicants should be at least 21 years old at the time of loan application and a maximum of 60 years old. |
| Citizenship | Applicants must have Indian citizenship. |
| Employment | Applicants must have a full-time job at Central Govt, PSU, MNC, Listed, Unlisted Public Ltd, Pvt Ltd, LLP, or companies listed internally. |
| Work Experience | Applicants must have at least 1 year of job experience and at least 1 month of stable employment at the current job. |
| Monthly Income | Monthly net take home salary of at least ₹30,000. |
| Document Category | Personal Loan Documents Required |
| KYC Documents | PAN Card/Aadhaar Card/Driving license/Voter ID/Passport |
| Current Address Proof | Passport/ Utility bills/ Rent Agreement |
| Income Documents | Latest salary slips for the last 3 months |
| Financial Documents | Bank Statement for the last 3 months |
| Employment Proof | Official mail ID confirmation /Employee ID Card (in case official mail ID confirmation is not possible) |
Yes, you can get a ₹30 Lakh Personal Loan from SS Finance with competitive interest rates, flexible repayment tenure, and fast approvals.
The factors that can affect a Personal Loan EMI are the loan amount, interest rate, and the repayment tenure. Higher loan amounts or higher interest rates will result in higher EMIs. Whereas when it comes to the repayment term, the longer the tenure, lower will be the EMI, but you end up paying more interest.
